Vanderburgh County, Indiana
Evansville Fire Public Adjuster: Our Estimate Documented $95,439, Above Policy Limits
After a house fire in Evansville or anywhere in Vanderburgh County, your insurance company already has an adjuster working for it. Claim Management Adjusters (CMA) works for you. We are a licensed Indiana public adjusting firm based in Hartford City. On one Evansville fire, our estimate documented $95,439 in damage, above the policy limits, and $85,902 in replacement cost was paid.
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Real Evansville claims we have handled
These are summaries from CMA claim files. Names, addresses and claim details are left out to protect our client. Every claim is different, and past results do not guarantee a future outcome.
May 2021 fire with smoke and water damage
We were hired about a month after the fire. We submitted our estimate, chased a complete copy of the policy, and handled the mortgage payoff paperwork the insurer needed before releasing funds. Our final estimate went from $87,175 to $95,439, which was over the policy limits.
Result: $85,902 in replacement cost was paid on the claim.
March 2019 wind damage
We submitted our own estimate. When the insurer disputed it, we invoked the appraisal clause in the policy and challenged the insurer’s reading of it. When our first appraiser had to step aside because of the insurer’s delay in naming its own, we named a replacement and saw the appraisal through, including the dispute over contractor overhead and profit on a roofing claim.
Result: Replacement cost of $54,236, plus an appraisal award adding $14,260: $68,497 in total.
What we do on a Indiana claim
- Inspect the whole home and document fire, smoke, soot and water damage.
- Write our own estimate and compare it line by line with the insurer’s.
- Invoke and manage the appraisal clause when the two sides are apart.
- Track policy limits, mortgage-company requirements and depreciation.
How we get paid
There is no upfront fee. We are paid a percentage of what the claim pays, under a written contract you sign before we start.
Claim Management Adjusters is a licensed public adjusting firm, not a law firm. This page is general information, not legal advice. Your policy language controls your coverage.