New Hanover County, North Carolina
Wilmington, NC Public Adjuster: About $329,195 for a Church After Hurricane Florence
This page is about hurricane claims, not fires. After Hurricane Florence in September 2018, Claim Management Adjusters (CMA) represented a Wilmington church and several homeowners. The church’s claim reached about $329,195.
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A real Wilmington claim we handled
This is a summary from a CMA claim file. Names, addresses and claim details are left out to protect our client. Every claim is different, and past results do not guarantee a future outcome.
Church, Hurricane Florence (September 2018)
The storm damaged the church’s buildings, including roofs, stained glass and 21 rooms. Our estimate showed the insurer’s scope was short, including too few roof squares and only $1,800 for the stained glass. We negotiated directly with the adjuster and agreed on payment for the two main buildings. Later we pursued the education building separately.
Result: The church got $277,548 agreed for the main buildings, plus $51,647 in replacement cost later for the education building: about $329,195 in total. Two Wilmington homeowners we represented after the same storm received $42,644 and $40,993.
What we do on a North Carolina claim
- Inspect the roof, siding, interior and outbuildings for wind and water damage.
- Write our own estimate and compare it line by line with the insurer’s.
- Separate mitigation from repair costs so payments are not held up.
- Push for recoverable depreciation and supplemental payments.
How we get paid
There is no upfront fee. We are paid a percentage of what the claim pays, under a written contract you sign before we start.
Claim Management Adjusters is a licensed public adjusting firm, not a law firm. This page is general information, not legal advice. Your policy language controls your coverage.