Owensboro, KY Public Adjuster: Help With Fire and Storm Claims

After a fire or storm in Owensboro or anywhere in Daviess County, your insurance company already has an adjuster working for it. Claim Management Adjusters (CMA) is a licensed public adjusting firm in Kentucky, and we work for you, the policyholder.

Call (844) 262-9110   Get a free claim review

Common claims in the Owensboro area

• Winter is the peak season for home heating fires: space heaters, furnaces, chimneys and wood stoves.
• Smoke and soot travel through ductwork and wall cavities, so damage often reaches rooms the fire never touched.
• Water used to fight the fire, plus frozen and burst pipes in cold snaps, adds water damage to many fire claims.
• Severe spring and summer storms bring wind, hail and fallen-tree damage.

Kentucky note: Kentucky’s House Bill 568 bars licensed public adjusters from negotiating a claim on the homeowner’s behalf. We can still help you document the damage, write an estimate and build the contents inventory. See what HB 568 changes.

What we do on a Kentucky claim

• Inspect the home and document every area of damage with photos and measurements.
• Write our own line-by-line estimate.
• Build and price the contents inventory room by room.
• Help you track deadlines and recoverable depreciation.

Appraisal services

CMA has served, and still serves, as an appraiser when a policy’s appraisal clause is invoked to settle a disagreement over the amount of loss. If your claim is headed to appraisal, call us and we will explain how the process works.

How we get paid

There is no upfront fee. We are paid a percentage of what the claim pays, under a written contract you sign before we start.

Claim Management Adjusters is a licensed public adjusting firm, not a law firm. This page is general information, not legal advice. Your policy language controls your coverage.