Wind · hail · storm
Hail is not 'normal wear.' Wind is not a maintenance issue.
Storm claims die on the first inspection when the company adjuster calls it cosmetic or age. We document the elevations, the openings, and the replacement the policy actually requires.
How storm files get shorted
- One slope photographed. The rest called “undamaged.”
- Soft metals, HVAC fins, and window screens left off the estimate.
- Matching denied even when the product is discontinued.
- Interior stains treated as a leak you should have known about.
- A first offer that repairs instead of replacing a roof that is at the end of its useful life after hail.
CMA builds a storm file the way it has to be built: test squares, elevations, photos that survive a desk review, and an estimate that can be defended in appraisal.
How it works
Our 5-step process
Clear, documented, and run by people who do this every day. You should not have to become an insurance expert after a fire or a storm.
01
Free Claim Review
Send the loss details. We review the damage, the policy posture, and whether CMA can add value — at no cost and with no obligation.
02
Inspect & Scope
We inspect the property, photograph the loss, and read the policy line by line so coverage is not left on the table.
03
Document & Estimate
Professional documentation and an Xactimate estimate built the way carriers actually evaluate claims — not a napkin sketch.
04
File & Negotiate
We deal with the company adjuster, the desk examiner, and the delays. You are not the one arguing over depreciation and hidden damage.
05
Settlement
We stay on the file until the settlement reflects what the policy owes. If the number is still wrong, appraisal is on the table.
Do not let them decide alone
Get a professional review before you take their number
Call 844-262-9110 or send the form. No upfront fee. We only get paid when the claim pays.
Call 844-262-9110