Water & flood
Water does not stop at the stain on the ceiling
The fight on a water claim is almost always the scope: how far it went, what has to come out, and whether the policy covers the cause. We document the path, not the puddle.
What we document
- Source of water and how the policy treats that cause of loss.
- Moisture mapping, demo, and dry-out that actually matches the science — not a fan in the hallway.
- Cabinets, flooring, drywall, and insulation that have to come out once they are wet.
- Mold as a consequence of a covered water loss, when the facts and the form support it.
- Flood versus sudden water — we will tell you if the file belongs with flood insurance, not pretend otherwise.
How it works
Our 5-step process
Clear, documented, and run by people who do this every day. You should not have to become an insurance expert after a fire or a storm.
01
Free Claim Review
Send the loss details. We review the damage, the policy posture, and whether CMA can add value — at no cost and with no obligation.
02
Inspect & Scope
We inspect the property, photograph the loss, and read the policy line by line so coverage is not left on the table.
03
Document & Estimate
Professional documentation and an Xactimate estimate built the way carriers actually evaluate claims — not a napkin sketch.
04
File & Negotiate
We deal with the company adjuster, the desk examiner, and the delays. You are not the one arguing over depreciation and hidden damage.
05
Settlement
We stay on the file until the settlement reflects what the policy owes. If the number is still wrong, appraisal is on the table.
Do not let them decide alone
Get a professional review before you take their number
Call 844-262-9110 or send the form. No upfront fee. We only get paid when the claim pays.
Call 844-262-9110