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Benefits of Hiring a Public Adjuster

Why Hire a Public Adjuster to Manage Your Insurance Claim?

Shock, anxiety, depression, fear–property damage or loss evokes a world of emotions that can be difficult to overcome. That’s not to mention the utter disruption to your livelihood. 

Your insurance provider is there to help you, but they are not in the business of handing out money. They know that most property owners don’t have the time, patience or knowledge to scrutinize a settlement. That’s where a public adjuster comes in to handle the legwork for you and ensure that you receive adequate funds to recover from your loss.

The benefits of hiring a public adjuster are:

  • ExpertiseInsurance comes with a lot of paperwork and fine print. A public adjuster can help you understand how your policy works, and can also guide you through the necessary steps to complete your claim.
  • Time: Managing your claim can easily become a full-time job. Your public adjuster will spare you from hours of correspondence, documentation and review, so you can focus on regaining any sense of normalcy possible.
  • PaceThe combination of expertise and availability makes a public adjuster more equipped to expedite the claim filing process. Insurance companies speak their own language, and if you don’t understand it, you might find yourself needing two or more attempts to complete each of their requests.
  • Representation: Without an expert by your side, your insurer will have no reason to believe that you could and would challenge an unjust settlement. Hire a public adjuster to show that you are serious about your claim, and to assist with next steps if your claim is denied.
  • Value: Lastly and most importantly, a public adjuster can recover a sum that truly helps you move forward. A study by the Office of Program and Policy Analysis & Government Accountability in the State of Florida showed that business and homeowner insurance settlements are 747% larger when a public adjuster is involved.

The benefits of hiring a public adjuster really strengthens during a catastrophic event when the insurance companies are handling a high volume of insurance claims within a short time span.  

With such a high volume of claims many details are missed and oversights happen with nobody there to catch them. Often, insurance companies aren’t even using their own adjusters to handle the workload. Instead they hire 3rd party companies who then also hire 1099 Cat Adjusters to do the work. A public adjuster ensures you don’t get caught in this trap.

If your property has been damaged or destroyed by a fire, other peril, or catastrophic event, then you may want to consult a public adjuster. You can then assess some of the benefits of hiring a public adjuster first hand.

Here are 3 real examples for why you should consider hiring a public adjuster to handle your loss.

5 Post-Hurricane Matthew Resources for Cumberland County Residents

The surrounding Fayetteville, N.C. area is still seeing the aftermath unfold. Flooding, water damage, and lingering effects of the storm are an ever-present reality in the wake of recovery. Roadways are still closed, boiling alerts are just now being lifted, and many places are still under water waiting for the floods to recede. With rebuilding and recovery in mind, here are the top five post hurricane resources for the greater Cumberland County area.

  1. Navigating road hazards and city maintenance

Fayetteville infrastructure has been devastated by washouts, flash flooding, standing water, downed trees and debris in roadways. The old saying “turn around, don’t drown” is still in full effect. The city of Fayetteville has to be given credit for taking questions and concerns head on in online forums, Facebook groups, and online at the city’s website. Rebuilding is neither a quick nor an easy task. Meanwhile you can stay up-to-date on current road closures on the city’s web page.

  1. Short term property rentals

For many of those who were displaced for the storm, the reality of moving “home” isn’t quite a reality at this point. Shelters are full, with some closing as the state of emergency is lifted around the area. So where can people turn for the simplistic necessity like a roof over their head? The Cumberland County Housing Resource list is a great start for those looking to rent while they clean or rebuild. Also, the Department of Development website offers plenty of useful information regarding community rebuilding. The Department of Development committee can be contacted by phone, email, or social media all found on the website.

  1. Food and alleviation

420 Dunn Rd. is most likely an address you’ve seen on the Internet, seen on local TV or heard on the radio. Covenant Love Church assembles volunteers 6 days a week, Monday-Saturday starting at 8:00 a.m., and closes with a hot meal at 5:00 p.m. Teamed up with Operation Blessing out of Virginia Beach, the Church has done massive cleanup over the past several weeks. If you’re in need of assistance, stop by 9:30am-4:30pm to request help. If you’d like to help, show up at 8:00 a.m. to fill out the volunteer form. For more information, check their Facebook page.

Another organization offering help is Manna Church Cliffdale. The Cliffdale site of the mega church is branching out with “adopt a block” to serve the community. Based out of two locations, 5117 Cliffdale Road, Fayetteville and 3744 Legion Road, Hope Mills, the church is offering a noticeable helping hand in Cumberland County.

  1. Counseling services

In times of crisis, people often find a way to get through the immediate situation only to put off and repress their true feelings as time marches on and they begin to fully process the trauma. A couple of places offering help are Grays Creek Christian Center in Hope Mills and Mt Olive Missionary Baptist in Fayetteville.

  1. Insurance claim assistance

Dealing with insurance companies can be the biggest pain during recovery. The process can even be daunting when it comes to estimating the damage. Not only can a Public Adjuster help someone recover between 30-70% more money, they can also make the process less of a headache. We are regularly answering questions and offering advice to help people get the most from their claim. Chat with us live through our website or Facebook page throughout the week. Or visit our Hurricane Matthew Insurance Claim Help page for more information.  You can always call or email if this is better!

Ready for your free consultation?

We are looking forward to speaking with you. Please send us your information and we will get back to you within 24 hours or the next business day.

HEADQUARTERS

Indianapolis, IN
(844) 262-9110

About CMA

CMA is a disaster recovery and loss consulting organization focused on the principles of maximizing and expediting our clients´ financial recovery from property losses and insurance claims. CMA offers a network of public adjusters with over 25 years of practical experience.

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We are excited to hear from you. Once we receive your form submission we will be in touch within 24 hours or the next business day. If you need immediate assistance please call us at (844) 262-9110 to expedite contact.

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