I have never seen such an amount of proof of the corruption many insurance companies participate in while they “help” their customer through the claim’s process.
I know it might seem hardly believable if you are a good citizen who has been paying premiums on time and to a highly-rated insurance company. However, I guarantee nearly all people felt the same way prior to seeing it with their own eyes. I’ve seen it with my own eyes and feel compelled to openly share my experience in hopes of encouraging you to have your claim reviewed by an experienced public adjuster early on in the process.
As the operating COO of Claim Management Adjusters, one of my main duties has been to craft and launch the estimating service we provide contractors, other public adjusters and nearly anyone busy with insurance claim settlements. To date, I have never been exposed to the inner-workings of more estimates any other time in my professional career.
Here are a few before & after examples:
These examples are taken from homeowner insurance claims I’ve personally witnessed where the insurance adjuster gives the customer an estimate based on their scope of loss, and then upon CMA’s review, a new estimate outlining what the customer is actually owed is presented.
Ex 1: Louisiana Residential Flood Insurance Claim
Original estimate completed by the insurance company: $99,200
Estimate completed by us: $135,200
A difference of $36,000
Ex 2: Indiana Residential Fire Insurance Claim
Estimate completed by the insurance company: $44,000
Estimate completed by us: $89,000
A 200%+ increase the insured can now use for making repairs
Ex 3: Indiana Roof & Exterior Insurance Claim
Estimate completed by the insurance company: $13,800
Estimate completed by us: $22,000
$8,200 missed by the insurance company
I hope this shows you a little of what I see each day. There is no doubt in my mind that every home and business owner who suffers an insurable loss should at least have their insurance claim reviewed by an experienced public adjuster as early in the insurance claim settlement process as possible.
Speak to a Damage Consultant!
Searching for help? Our staff is ready to pay attention and see if we can get you the assistance you are entitled to! Please fill out the form to be connected to our professional team or call (317) 342-7540 to speak to someone right away
100% Privacy Protected